Hey,
So I am recently out of college. First credit card was a hassle to get, but I got it like a year and a half ago and have always paid it off 100%. Its a basic Citi card with a points system. Its not too generous really, I definitely am not flying around the world or getting free hotels with my points.
Recently at chase, I was informed that I was pre-approved for a credit card, when Chase had denied me previously. So now I am thinking about what kind of card to get to maximize benefits. I love to travel so airfare and hotels would be great, tho cash back is always appreciated as well.
My yearly income is 45K, should slowly go up, but not by much at this job. Any tips to get the most out of this?
So I am recently out of college. First credit card was a hassle to get, but I got it like a year and a half ago and have always paid it off 100%. Its a basic Citi card with a points system. Its not too generous really, I definitely am not flying around the world or getting free hotels with my points.
Recently at chase, I was informed that I was pre-approved for a credit card, when Chase had denied me previously. So now I am thinking about what kind of card to get to maximize benefits. I love to travel so airfare and hotels would be great, tho cash back is always appreciated as well.
My yearly income is 45K, should slowly go up, but not by much at this job. Any tips to get the most out of this?