Quote: (05-02-2017 02:55 PM)Roosh Wrote:
Quote: (05-02-2017 02:35 PM)PainPositive Wrote:
Is this a big hit to your business financially speaking or is it just an annoyance?
What advice would you give to others using paypal for their online businesses? I'm asking so others know what to do to prepare for more crackdowns.
This is a pretty big hit. It has been stressful dealing with the cancellation. A lot of you had monthly donation subscriptions (mostly through ROK). All those are gone.
I may have advice a few months down the line.
Quote: (05-02-2017 02:35 PM)Handsome Creepy Eel Wrote:
What payment processor will you use now? I like Payoneer, but it's mainly aimed at freelancing, not sales and donations.
There are many alternatives, but some are worse than Paypal in how easily they shut down your account. Others have far more strict standards to sign up.
In my opinion:
This is all about PayPal's need for
compliance. They fear fines from Financial authorities.
Paypal's goal is to limit their exposure to potential legal ramifications. Using external advisory organisations like SPLC etc. allows them to be able to say 'see - were doing something to combat issues' thus covering themselves. SPLC (Endowment: 319 million USD), in turn, take advantage of the legal compliance fears of companies like PayPal in order to create a need for their 'services' and thus generate revenues. Ad infinitum.
By exaggerating the potential threat of sites like ROK it sets off alarm bells in PayPal's Legal department and SPLC etc get to drum up even more business for their organisation (run by lawyers and look pretty much like law firms when you look under the hood).
Solution::
So perhaps a version of the '
Malicious Compliance' approach is the best game to play here. No need to reinvent the wheel with building new services or trying to obfuscate your payment (at your level they'll cotton on eventually or someone will email them). Play by their rules to the absolute letter and give PP the legal buffer they need:
SPLC are exploiting the ambiguous and subjective PayPal Acceptable Use Policy which states:
Quote:Quote:
(f) the promotion of hate, violence, racial intolerance or the financial exploitation of a crime, (g) items that are considered obscene,
The Acceptable Use Policy however states nothing about where a PayPal enabled site is allowed to
advertise.
Therefore:
Step 1. Start a fresh site selling a 100% 'neutral'/ innocuous product such as, say - an ebook or video series giving financial advice for people travelling. This is the service/ product you'll be selling, not Rok donations subscriptions. Make sure it is legally separate from ROK etc;
Step 2. Set it up to receive payments via PayPal. Use a subscription or one-off model. Track via basic affiliate software;
Step 3. Advertise it on your existing Kings media properties asking for support in your new separate venture, thus providing a PayPal safe substitute method of receiving 'subscriptions', leverage your existing fanbase to create a
replacement revenue stream;
Step 4. Profit (cover costs).
SPLC won't be able to do a thing, even if they try to flag you for review again.
Obviously this won't help directly with the products they now consider violations but will help to reduce the financial burden of the PayPal block.
Payment processing companies are typically not concerned with what you stand for as a citizen but the
context in which you use their services and how it reflects on them legally (it's about their
legal exposure remember). SPLC etc. only pretend to be outraged because your controversial nature indicates you are a source of potential (indirect) revenue for them. This is a long term setup; I believe companies & individuals such as yourself were fished for a long while back. They then become the 'authority' on the topic and can take the naughty persons list to say, PayPal etc for $.
None of this is personal of course - it's all about money. How they regard you as an individual is irrelevant.
By operating a separate and neutral system such as outlined above you bypass the acceptable use issues and satisfy the PayPal legal department whilst still being able to harness your existing fanbase. You are operating 100% legally and within the rules of the game they themselves laid out.