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How to take out a loan when you don't have a job?
#51

How to take out a loan when you don't have a job?

Quote: (05-12-2013 11:44 AM)AlbertoDelMuerto Wrote:  

Quote: (05-12-2013 01:20 AM)1Minute Wrote:  

What kind of chickenshit is this? You really don't want to have your word be trustworthy? And what are even going to do with this money? You didn't mention that at all in the thread.

Does anybody else think this thread is weak as shit, and wouldn't lend a fucking dime to this guy?

Whoah Whoah hold on a sec!You seem very defensive dude, it's none of your business why I want the money in the first place.

Setting up a sham corporation like elMech suggested is the only way to pull this off, I have a few acquaintances here who have been living in London for 10+ years, I am gonna talk to them about it.

Oh and my credit score dropped to 750, thanks to a couple of failed direct debits from last month.

Where I'm from even if you set up a sham corporation your still going to need a personal guarantee. Unless if your going to go all the way and forge audited business financials, which is a tricky task. Either that or be prepared to leave the country when the gig is up.
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#52

How to take out a loan when you don't have a job?

In the U.S. taking a loan out while unemployed is called a "bank job". I guess though in the U.K. you guys got your guns taken away, so it's a bit harder to do.
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#53

How to take out a loan when you don't have a job?

Leave the country huh? Tell me what happens after 90 days or so.. Do any of you know?

Were talking about 5000 dollars here.
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#54

How to take out a loan when you don't have a job?

Quote: (05-12-2013 10:35 PM)el mechanico Wrote:  

Leave the country huh? Tell me what happens after 90 days or so.. Do any of you know?

Were talking about 5000 dollars here.

Right so why set up a fake corporation when you will have to sign a personal guarantee anyway? This can possibly end up with a felony. For $5,000 much easier to apply for a credit card and lie about your job, then charge it off. No criminal charges this way.
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#55

How to take out a loan when you don't have a job?

Why not leave the country and come back as a refugee? Isn't that where all the money is going anyway?
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#56

How to take out a loan when you don't have a job?

Quote: (05-12-2013 10:35 PM)el mechanico Wrote:  

Leave the country huh? Tell me what happens after 90 days or so.. Do any of you know?

Were talking about 5000 dollars here.

The banks have jimukr on speed dial for such matters. There have been rumors circulating that the last guy jimukr caught ended up working off the debt as a katoey in Thailand.

So is 5k really worth a trip to Thailand?
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#57

How to take out a loan when you don't have a job?

Quote: (05-12-2013 10:57 PM)worldwidetraveler Wrote:  

Quote: (05-12-2013 10:35 PM)el mechanico Wrote:  

Leave the country huh? Tell me what happens after 90 days or so.. Do any of you know?

Were talking about 5000 dollars here.

The banks have jimukr on speed dial for such matters. There have been rumors circulating that the last guy jimukr caught ended up working off the debt as a katoey in Thailand.

So is 5k really worth a trip to Thailand?

I wonder if it was the same katoey that gave fisto a blowjob.
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#58

How to take out a loan when you don't have a job?

The guy's got good credit, so why doesn't he just makr some fake paycheck stubs? Then get a Trac Phone and a google voice number for the company he makes up's human rescource departmentand one number for his direct supervisor. Easy as that.

If he's got a 750 score they aren't gonna check shit beyond that. Some dumbass at the bank is gonna make a copy and that's it.

He could either buy the blank check paper at office depot or tell the bank he will fax the stubs, which is actually a better idea.

We aren't talking about hard core bank robbing here,just some simple shit. The worst thing that will happen is he gets denied.

Aloha!
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#59

How to take out a loan when you don't have a job?

Anyone besides G, WestCoast, and HH think that 5 grand is a silly amount to get in actual trouble (fingerprints)?


Mech, I love most of your posts, I'm saying this isn't your scene. "Fake Corporations" are things 90% of people think pretending like international crime isn't a full time job (like 80-100 hrs/wk). Success is a lonely road. With or w/o the G manifesto. He'll agree. I see enough men here where I think I'd consider trading on my name, and when I see a man who won't, it really talks to me. When I say this, I don't mean you Mech, I mean the guys looking for four hour work weeks.

Quote: (05-12-2013 10:42 PM)that guy Wrote:  

Quote: (05-12-2013 10:35 PM)el mechanico Wrote:  

Leave the country huh? Tell me what happens after 90 days or so.. Do any of you know?

Were talking about 5000 dollars here.

Right so why set up a fake corporation when you will have to sign a personal guarantee anyway? This can possibly end up with a felony. For $5,000 much easier to apply for a credit card and lie about your job, then charge it off. No criminal charges this way.
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#60

How to take out a loan when you don't have a job?

Besides what I said. I'd love to learn about the actual countries (or legal entities) where we can register these. Vanuatu has started drying up, but if you know where to look, let me know. I know RVF isn't the kind of forum where people hype up bullshit without providing data on where they've been and what they've seen.
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#61

How to take out a loan when you don't have a job?

Quote: (05-13-2013 12:18 AM)1Minute Wrote:  

Besides what I said. I'd love to learn about the actual countries (or legal entities) where we can register these. Vanuatu has started drying up, but if you know where to look, let me know. I know RVF isn't the kind of forum where people hype up bullshit without providing data on where they've been and what they've seen.
Um... United States?
http://www.ehow.com/how_4528207_set-up-s...ation.html

I surprised to see how much fear/ paranoia is on this thread. I fear these people about as much as I do a stripper, maybe less.
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#62

How to take out a loan when you don't have a job?

Quote: (05-13-2013 08:35 AM)el mechanico Wrote:  

I surprised to see how much fear/ paranoia is on this thread. I fear these people about as much as I do a stripper, maybe less.

Thinking something is stupid and not worth the risks isn't the same thing as fear/paranoia.
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#63

How to take out a loan when you don't have a job?

Like el mechanico said, we definitely got some white knights on here who claim to have arrested people like me. I can't help but laugh at the guy who said it's a criminal offence. In order to prove criminal offence, you've gotta come up with motive. just because I do not work at this moment does not mean that I won't start working again. I have money coming in and going out of my bank account, it's not like money is only going out. My question to that white knight guy is, how are you going to prove my criminal intent?
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#64

How to take out a loan when you don't have a job?

Quote: (05-14-2013 06:46 PM)AlbertoDelMuerto Wrote:  

Like el mechanico said, we definitely got some white knights on here who claim to have arrested people like me. I can't help but laugh at the guy who said it's a criminal offence. In order to prove criminal offence, you've gotta come up with motive. just because I do not work at this moment does not mean that I won't start working again. I have money coming in and going out of my bank account, it's not like money is only going out. My question to that white knight guy is, how are you going to prove my criminal intent?

Um, you're not the sharpest tack are you?

Criminal intent? Like starting a company and faking transactions in order to get a loan.
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#65

How to take out a loan when you don't have a job?

OK smart-ass, do you know how much time and money it costs to look into such matters? They aren't going to spend all that for a tiny amount like $5k, which I intend to pay off. It might be "fraudulent misrepresentation", but they don't have the time to look into it unless "you" tip them off[Image: banana.gif] .
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#66

How to take out a loan when you don't have a job?

Quote: (05-14-2013 07:47 PM)AlbertoDelMuerto Wrote:  

OK smart-ass, do you know how much time and money it costs to look into such matters? They aren't going to spend all that for a tiny amount like $5k, which I intend to pay off. It might be "fraudulent misrepresentation", but they don't have the time to look into it unless "you" tip them off[Image: banana.gif] .

First you laughed and said it wasn't criminal and now changed your story saying it is a matter of not wanting to pursue your criminal activities for only 5k.

I could care less what you do. Dumb people do dumb things all the time thinking they will get away with it.
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#67

How to take out a loan when you don't have a job?

Curious as to what this money is for. Consumer goods? Travel? Investment? Is this for your EU trip or what?
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#68

How to take out a loan when you don't have a job?

Quote: (05-14-2013 08:44 PM)Menace Wrote:  

Curious as to what this money is for. Consumer goods? Travel? Investment? Is this for your EU trip or what?

LASIK! My vision is getting worse, and I look a lot better without glasses.
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#69

How to take out a loan when you don't have a job?

Quote: (05-14-2013 08:54 PM)AlbertoDelMuerto Wrote:  

Quote: (05-14-2013 08:44 PM)Menace Wrote:  

Curious as to what this money is for. Consumer goods? Travel? Investment? Is this for your EU trip or what?

LASIK! My vision is getting worse, and I look a lot better without glasses.

Ah, interesting. Have you considered orthokeratology? Link

Cheaper and non-surgical.
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#70

How to take out a loan when you don't have a job?

I don't know a whole lot about it, but I think it isn't permanent. I'm gonna have to talk to my doctor about it. I've been wearing glasses for almost 15 years now, right now my distance vision is so bad that if I take my glasses off everything appears hazy.
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#71

How to take out a loan when you don't have a job?

So get contact lenses. Acuvue Oasys are awesome lenses and will cost you ten bucks a month.

Why are you obsessed with spending money you haven't earned on shit you don't even need?
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#72

How to take out a loan when you don't have a job?

Contacts are for people with better vision, and you can't wear em 24/7. I said before, that I look better without glasses. Looking your best is really important, who the hell doesn't wanna look their best? Well I'm sure there are some people out there who just don't care, but I ain't one of them.
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#73

How to take out a loan when you don't have a job?

Not sure how likely this is, but perhaps you can attempt to negotiate an installment payment plan with the doctor's office for the LASIK procedure.

Quote: (05-14-2013 08:54 PM)AlbertoDelMuerto Wrote:  

Quote: (05-14-2013 08:44 PM)Menace Wrote:  

Curious as to what this money is for. Consumer goods? Travel? Investment? Is this for your EU trip or what?

LASIK! My vision is getting worse, and I look a lot better without glasses.
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#74

How to take out a loan when you don't have a job?

Quote: (05-14-2013 10:34 PM)AlbertoDelMuerto Wrote:  

Contacts are for people with better vision, and you can't wear em 24/7.

Have you checked for sure whether contacts work for you or not? What's your correction factor?

Although they're not strictly 24/7, with better contacts they are close enough that it doesn't matter. You can wear them day and night for several days on end. Swapping in/out only takes about 5 minutes total every few days.

On the other hand, you can probably just get more cash from your parents or the government to pay for all this shit you want. So why even bother to look for the cheaper option, right?
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#75

How to take out a loan when you don't have a job?

Aha. LASIK. Not a bad way to spend money. Two things you can consider:

1) Get the procedure done in a cheaper locale than UK or USA. For me this is one procedure where I wouldn't consider medical tourism, but you need to figure out whether you are prepared to travel to somewhere like Thailand to have it done.
2) You are in the UK. It is a prime location for medical trials. If you are very, very lucky you may find a company running a trial related to LASIK. It that event: If you are accepted onto the trial not only will the procedure be done for free, you'll actually get paid for participating. Medical trials in places like the UK aren't usually "scary". A hypothetical LASIK trial would not necessarily have anything directly to do with LASIK. They may be testing the painkillers given after the procedure, for example. Could be many things. Anyway, something to look out for.

PS: I'm sure you've done your research, and I'm not trying to dissuade you, but be aware that quite a few people have a problem with dry eyes after the procedure.
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