[Noir]

Are you a student? If you might still be able apply for a student loan based in the UK through the Student Loan Company http://www.slc.co.uk/services/higher-education.aspx .

They offer tuition fee loans and maintenance loans. Have a look around that site and perhaps you can find something of use. I have their tuition fee loan and it's covered it so far, I'm graduating this year. Repayment is covered here: http://www.slc.co.uk/services/loan-repay...works.aspx .

It sucks to be broke, good luck. Also, start applying for jobs from now so you can be earning cash once you finish. The sooner the better.

[bojangles]

(05-09-2013 04:32 PM)Kikz Wrote:  

Are you a student? If you might still be able apply for a student loan based in the UK through the Student Loan Company http://www.slc.co.uk/services/higher-education.aspx .

They offer tuition fee loans and maintenance loans. Have a look around that site and perhaps you can find something of use. I have their tuition fee loan and it's covered it so far, I'm graduating this year. Repayment is covered here: http://www.slc.co.uk/services/loan-repay...works.aspx .

It sucks to be broke, good luck. Also, start applying for jobs from now so you can be earning cash once you finish. The sooner the better.

hes a foreign student though technically, not sure he can use the SLC

[AlbertoDelMuerto]

Man, I am so pissed off today! I woke up and found a letter from the credit company stating that my application has been rejected simply because of my credit score.

[Alpha Mind]

Pro tip: Don't borrow money when you don't have a job.

[AlbertoDelMuerto]

(05-11-2013 12:44 PM)Alpha Mind Wrote:  

Pro tip: Don't borrow money when you don't have a job.

True if you wanna repay the damn loan in full! I got about 2 phones,one android and one Iphone 5 now,both are 24 month contracts, but I'm only here till December! I am leaving this country soon, so why not take out a loan, is it unethical? Of course, but a lot of people do it anyway.

First things first I have to check my credit score before applying for the loan. There are bunch of different websites providing free credit checks, I am gonna do that, and if my credit score looks really bad, then I suppose I will have to wait a few more months.

[1Minute]

Bogus corporation? How? The days of Panamanian corporations are over, if you're looking for a merchant account trying to get a POS terminal, you're going to spend at least a grand to get it set up with extensive credit checks. No bank would lend to anything less than 90 days of sales, with money deposited. As to fake companies: even Nevada LLC's don't pass regular scrutiny for merchant accounts. Recent advances like Stripe have a 7 day float to money being released. I'm not trying to be a dick, I'm just saying the days where that kinda scam would have been early 90's, more than ten years ago (in the timeline of high-tech theft, that's a century).

(05-06-2013 11:38 AM)el mechanico Wrote:  

Set up a bogus corporation and get a credit card terminal then have your friends run their cards and give them the cash back then take a loan against your future "sales"

I know a million ways to scam cash but have no need to do them. How many do you want to hear?

Your welcome

[1Minute]

What kind of chickenshit is this? You really don't want to have your word be trustworthy? And what are even going to do with this money? You didn't mention that at all in the thread.

Does anybody else think this thread is weak as shit, and wouldn't lend a fucking dime to this guy?

(05-11-2013 01:07 PM)AlbertoDelMuerto Wrote:  

(05-11-2013 12:44 PM)Alpha Mind Wrote:  

Pro tip: Don't borrow money when you don't have a job.

True if you wanna repay the damn loan in full! I got about 2 phones,one android and one Iphone 5 now,both are 24 month contracts, but I'm only here till December! I am leaving this country soon, so why not take out a loan, is it unethical? Of course, but a lot of people do it anyway.

First things first I have to check my credit score before applying for the loan. There are bunch of different websites providing free credit checks, I am gonna do that, and if my credit score looks really bad, then I suppose I will have to wait a few more months.

[el mechanico]

1 minute, WTF are you talking about? They give that shit to anyone and 24 hours for funds in your account. Not only do they give it they fight for your business.

[AlbertoDelMuerto]

(05-12-2013 01:20 AM)1Minute Wrote:  

What kind of chickenshit is this? You really don't want to have your word be trustworthy? And what are even going to do with this money? You didn't mention that at all in the thread.

Does anybody else think this thread is weak as shit, and wouldn't lend a fucking dime to this guy?

Whoah Whoah hold on a sec!You seem very defensive dude, it's none of your business why I want the money in the first place.

Setting up a sham corporation like elMech suggested is the only way to pull this off, I have a few acquaintances here who have been living in London for 10+ years, I am gonna talk to them about it.

Oh and my credit score dropped to 750, thanks to a couple of failed direct debits from last month.

[jimukr104]

Committing fraud is CRIMINAL. Don't care that others do it. To be honest NOT sure why you haven't been banned from this site at least. If you take out a loan with intentions to pay it and can't then that,s LIFE. But if you take a loan with intention NOT to pay it back that is FRAUD. Plain and simple you should be arrested.I arrested guys like you lol.

[el mechanico]

Jim you didn't arrest shit it's civil and the debt will follow you until
You settle or pay it or charge off don't come here and white knight for banksters the charge high intrest.. Why? Cause they get fucked sometimes. They'll fuck you given the chance so save your shit for some cop forum

[jimukr104]

(05-12-2013 11:57 AM)el mechanico Wrote:  

Jim you didn't arrest shit it's civil and the debt will follow you until
You settle or pay it or charge off don't come here and white knight for banksters the charge high intrest.. Why? Cause they get fucked sometimes. They'll fuck you given the chance so save your shit for some cop forum

Dude FRAUD is criminal , not civil, wake up.I am commenting on the aspect of making fake shit up to borrow money knowing you don't have ANY intention of paying it back. That is fraud. Fraud is NOT civil. Please understand the difference.If you get into financial trouble and CAN'T pay it back that is NOT fraud. One is criminal ,other is civil. So yeah if ones does the fraud , that person is NO better than the skells I arrested .
As for banks charging high interest. Actually interest rates are pretty low at the moment compared to any time in history. That being said they pay interest on the money I have in the bank and use the money to make loans(do I really got to spell out how it works?). The more they get fucked by making bad loans means the more depositors get FUCKED by being paid low interest rates,or fees being added.Its a bit more complicated than that due to the fed regulating rates but in the end the WHITE knight as you call them is basically the one getting FUCKED.That includes every responsible person who saves cash(your mom, grandma,etc).I assure you the bankers themselves DON'T get bruised much at all. But lets agree to disagree?
Just not sure why an anonymous screen name (could be a female 10 year old for all we know) would try to help or advise another anonymous screen name how to RIP off a business. Roosh himself is a business man, I am certain he doesn't encourage such behavior.
I also love your FUCK the police attitude LOL. Did you help write the song??(FUCK the police )

P.S. I do kind of like you though, considering you and DEB argue a lot(enemy of my enemy is my friend lol)

[worldwidetraveler]

(05-12-2013 11:57 AM)el mechanico Wrote:  

Jim you didn't arrest shit it's civil and the debt will follow you until
You settle or pay it or charge off don't come here and white knight for banksters the charge high intrest.. Why? Cause they get fucked sometimes. They'll fuck you given the chance so save your shit for some cop forum

El, loan fraud is criminal. Look it up on the google. Of course, they have to prove there was fraud.

[Noir]

(05-10-2013 07:53 AM)bojangles Wrote:  

(05-09-2013 04:32 PM)Kikz Wrote:  

Are you a student? If you might still be able apply for a student loan based in the UK through the Student Loan Company http://www.slc.co.uk/services/higher-education.aspx .

They offer tuition fee loans and maintenance loans. Have a look around that site and perhaps you can find something of use. I have their tuition fee loan and it's covered it so far, I'm graduating this year. Repayment is covered here: http://www.slc.co.uk/services/loan-repay...works.aspx .

It sucks to be broke, good luck. Also, start applying for jobs from now so you can be earning cash once you finish. The sooner the better.

hes a foreign student though technically, not sure he can use the SLC

It's worth a shot. I am an EU (home student) and I've been granted one, it may be a long shot but its definitely worth a try.

[el mechanico]

(05-12-2013 06:19 PM)worldwidetraveler Wrote:  

(05-12-2013 11:57 AM)el mechanico Wrote:  

Jim you didn't arrest shit it's civil and the debt will follow you until
You settle or pay it or charge off don't come here and white knight for banksters the charge high intrest.. Why? Cause they get fucked sometimes. They'll fuck you given the chance so save your shit for some cop forum

El, loan fraud is criminal. Look it up on the google. Of course, they have to prove there was fraud.

Lots of shit's illegal. If I was scared and followed laws I would've been a broken man most of my life.

Anyway back to Jim.. So some half assed finance co calls your police station and tells them Alberto may have falsified some shit to get his money you guys bow down and go bust him?? First off they wouldn't waste their time second it's civil. When you guys get involved you are straight up white knighting. Do you want me to make a thread about how many times an officer has targeted me for personal reasons? I'm not here to do that or share real shady tricks. That one is very low level shit like check kiting which also is not going to put you in jail ever if done right.

When you sign something after being solicited for an advance on credit card sales it's risky and the fine print goes in favor of the solicitor. They deserve a little fuck once in a while. These people are all way bigger scumbags than Alberto trust me

Who said he had no intentions of paying it back anyway? His credit score is 750 he must pay his bills at some point.

[worldwidetraveler]

(05-12-2013 07:20 PM)el mechanico Wrote:  

Lots of shit's illegal. If I was scared and followed laws I would've been a broken man most of my life.

Anyway back to Jim.. So some half assed finance co calls your police station and tells them Alberto may have falsified some shit to get his money you guys bow down and go bust him?? First off they wouldn't waste their time second it's civil. When you guys get involved you are straight up white knighting. Do you want me to make a thread about how many times an officer has targeted me for personal reasons? I'm not here to do that or share real shady tricks. That one is very low level shit like check kiting which also is not going to put you in jail ever if done right.

When you sign something after being solicited for an advance on credit card sales it's risky and the fine print goes in favor of the solicitor. They deserve a little fuck once in a while. These people are all way bigger scumbags than Alberto trust me

Relax, you're close to being nominated for your meltdown thread.

Banks may not keep the loans they originate. They sell them off to keep the cash moving. If the loan goes bad, someone needs to be responsible. If you're going to do shit like this, make sure the loan stays current.

Quote:

Who said he had no intentions of paying it back anyway? His credit score is 750 he must pay his bills at some point.

The guy doesn't have a job. What does he plan on using to pay it back? Maybe he can get another loan to pay back the original loan.

Here are some cases of loan fraud. You will see it isn't civil but criminal.
http://www.irs.gov/uac/Examples-of-Finan...-Year-2013

[el mechanico]

The IRS going after you is a lot different than some shady secondary finance company.

Don't swing a big enough dick

[worldwidetraveler]

(05-12-2013 08:22 PM)el mechanico Wrote:  

The IRS going after you is a lot different than some shady secondary finance company.

Don't swing a big enough dick

Well, if the guy is going to do something illegal, he should know it is illegal. Don't you agree? I don't think that was the IRS going after them. That list was from public records.

I was perusing that list and saw something I knew a couple of guys were doing.

They would get straw buyers for houses they got huge discounts on and cash them out. One guy was making millions a year doing this and left quite a few house vacant. He didn't even want to deal with rentals. I do know one had cashed out a few multi million dollar houses and made some serious bank. This was back when liar loans were popular.

The reason they didn't get caught was because they kept the loans current.

[el mechanico]

Alberto even though faking it has actually set up a business even if for the wrong reason. He could choose to continue the facade or figure out some way to take the resources he created to turn profit and pay his debt, you do not get a 750 credit score if you don't care about your bills. Either way he's learned two life lessons.

[el mechanico]

And just because you're a criminal doesn't mean you can't be in great standing with the IRS and dept of revenue. You raise capital and lose it. So? It's legal. My custom made boat? Write off, legal. Etc etc, they don't care unless you cheat others AND them.

[worldwidetraveler]

(05-12-2013 08:39 PM)el mechanico Wrote:  

And just because you're a criminal doesn't mean you can't be in great standing with the IRS and dept of revenue. You raise capital and lose it. So? It's legal. My custom made boat? Write off, legal. Etc etc, they don't care unless you cheat others AND them.

You're not making sense to me. You can raise capital and write off losses. That isn't the same thing as creating fake transactions to make it look like a real business in order to get a loan. Something like that isn't really hard to prove once the transactions stop right after he gets the loan.

[el mechanico]

Who said they have to stop? They could decline slowly. Before you were talking about staying in good graces with the IRS which is completely something separate

[worldwidetraveler]

(05-12-2013 08:47 PM)el mechanico Wrote:  

Who said they have to stop? They could decline slowly. Before you were talking about staying in good graces with the IRS which is completely something separate

No, I didn't say anything about staying in good graces with the IRS. I simply posted a link to their site that had examples of loan fraud and showing people went to jail because it was a criminal crime and not civil.

Nothing on that link stated the IRS was behind the case. It says those cases were pulled from public records to show examples of what loan fraud is.

Look, I always found it easier to make money without all the cloak and dagger bs.

[el mechanico]

Yes but it's all good to know how far you can press. I don't need to do any of this crap. They have used smoke and mirror tactics and law to try to fuck me many times doing legit business. It's part of the game and a lot of my knowledge comes from friends who have beaten these small games or from myself almost being a victim

[worldwidetraveler]

(05-12-2013 09:05 PM)el mechanico Wrote:  

Yes but it's all good to know how far you can press. I don't need to do any of this crap. They have used smoke and mirror tactics and law to try to fuck me many times doing legit business. It's part of the game and a lot of my knowledge comes from friends who have beaten these small games or from myself almost being a victim

I have no love for the banks. They are fucking criminals. If the guy can get away with it, more power to him. I thought it was brilliant what those two guys were doing with the houses. I have no doubt they would go down in flames if they started defaulting. They were doing too many loans.