Quote: (07-17-2015 09:50 AM)achromaticmike Wrote:  

Frankly I think working in the school cafeteria would be embarrassing too. There's plenty of menial jobs that don't involve slaving like a peasant in front of your adult peers. Landscaping, construction, internships etc...

I bagged groceries in high school; wouldn't be caught dead doing that while I was in college. ...and quite frankly, how is working in that cafeteria going to allow her to pay her debts if she's going through 30k/yr? What's the cafeteria salary? A couple hundred bucks a week?

Fair argument HOWEVER - this girl seems like she's never held a job in her life. Zero values have damaged her character.

Quote: (07-17-2015 09:50 AM)achromaticmike Wrote:  

Frankly I think working in the school cafeteria would be embarrassing too. There's plenty of menial jobs that don't involve slaving like a peasant in front of your adult peers. Landscaping, construction, internships etc...

I bagged groceries in high school; wouldn't be caught dead doing that while I was in college. ...and quite frankly, how is working in that cafeteria going to allow her to pay her debts if she's going through 30k/yr? What's the cafeteria salary? A couple hundred bucks a week?

This chick's clearly an idiot but it started on day 1 when she decided to go to a school that 90k couldn't afford.

If you read the OP, her parents offered to cosign a loan if she got a part-time job. The DJs mentioned the cafeteria but it could have been anything.

It's not about the job paying for expenses, it's to teach her a lesson about working for the things she wants.

I actually blame the parents. Mine taught me compound interest , budgeting and delayed gratification while I was still at primary school. I was taught to lower expenses, raise income. Stay away from depreciating assets. When I was 21yo I got $10,000 to invest either in bank account or stock market. I now have 5 years of experience with the stock market under my belt.

My experience with many people in the real world is that they don't know shit about anything to do with finance, particularly girls. If my daughter blew $90k I'd blame myself for raising my kid to be a financial illiterate on track to becoming a debt slave.

Budgeting money is a difficult concept to grasp when you've been selling your pussy for food, drinks, drugs and handbags.

Also $90k in 3 years comes out to $576 a week or about $100 a day. It's easy to drop a bill a day on food, gas, clothes or whatever.

Fuck her. Let her starve or keep sucking cock for spending cash.

Quote: (07-17-2015 08:36 AM)Dr. Howard Wrote:  

Quote: (07-17-2015 01:12 AM)Gustavus Adolphus Wrote:  

I'm not saying any girl understands how to budget at any age, but they sure as fuck don't get it during their early 20's. I'm surprised she made it past her freshman year. Every once in a while I will speak of finances, and I always get serenaded to "teach me how to budget" (in the tune of Cali Swag). It was cute the first time. Now I know that not one fucking person has ever taught them shit about balancing a checkbook.

"I'm, like, minus a bunch on my debit card. Can you, like, send a lot more money for me, right now? I'm at a gas station and my card was declined. Thanks, now I'm crying."

I agree, its college prep high school streams that are making people practical idiots. The kids that take the 'advanced' courses get taught trigonometry and other bullshit that will never help them in life but are required for college prep. Contrast that to other girls that took "general" education classes.... home economics, basic finance/economics (ie how to budget and fill out a tax form) and shop (basic wood working and/or auto maintenance). Those practical classes are often looked down as 'education for idiots' but are really the basic skills that the parents of these spoiled cunts aren't teaching them, and that college won't teach them either.

My 11th grade math class devoted about a week to teaching practical financial concepts like how credit card payments work, how loan payments work, what compound interest is and how to calculate it, what happens to the day to day lives of people who fall into debt. This class was on the "advanced" track not the "education for idiots" track. I assumed that was normal high school material that certain people just didn't pay attention to.

Time to grow up, I worked full time pretty much the entire time I was in college. If she doesn't want a job she should check out seeking arrangements...

"Or they go to Georgia State where
Tuition is handled by some random nigga that live in Atlanta
That she only see when she feels obligated"
-HYFR, Drake

Quote: (07-17-2015 09:04 AM)Truth Teller Wrote:  

How do you spend $90,000 from a COLLEGE fund? Normally, college funds are allocated for college expenses (i.e. room and board, tuition, books, etc.). In most cases, you can't withdraw money from them for "clothing" and "spring break" without incurring a financial penalty. In my state, if you don't use a college fund for college, you either a) give it to a relative or b) withdraw the money at a 30% penalty. You can't use it for anything else!

I agree with HSLD; I hate my generation.

It's possible it was not officially set up as a college fund, and was simply a fund or trust worth $90k that they gave her to use "for college".

If that's the case, and this girl was essentially just handed $90k, I'm completely unsurprised at the outcome. I honestly would expect the exact same thing to happen to at least 25% of Millennial-aged women (and perhaps I'm being generous there). Most young women are absolutely horrible with budgeting and saving money, especially money they didn't earn themselves.

Pusscrook is really hiting'em young these days.

G

Quote: (07-16-2015 10:58 PM)Atlantic Wrote:  

Quote:Quote:

I took a trip to Europe. The Europe thing I thought was part of my education and that’s how I tried to justify that

I fondly remember banging these American girls at University as they 'discover' Ireland. Some of the filthiest sex I have ever had.

Add on a notch count of 10-20 for any girl who has taken a semester in Europe.

Have to agree, some of the easiest lays i got in BA were USA "university aged" tourists.

The absurdity of this story is such that I can't even handle it. Through consistent, gainful part-time employment, getting two external scholarships a year, keeping my grades up, getting a good financial aid package, and saying GTFO to all these predatory student loan offers, I just did the math and I'll be able to pull through 4 years paying my university around 16k.

Of course, with general living expenses and such it'll probably be somewhere around 25k total, but when the annual tuition is almost 70k... I feel alright.

Even though I am right in the middle of a complete lifestyle turnaround, upgrading pretty much my entire wardrobe, supplements for health, good clean (and therefore more expensive) food, I still keep a tight lid on my spending. I was never taught this, but I think I learned it by being the child of immigrants and barely making it by during my childhood.

No sense of what spending means. None.

Depending on what school she is going to, $30k/year is right on the money of out-of-state 4-year college. Even your typical in-state public college fees will run around $20k for tuition plus room and board. Private colleges are closer to $50k.

http://trends.collegeboard.org/college-p...or-2014-15



http://www.collegedata.com/cs/content/co...leId=10064

Not saying she was smart with her money or that she isn't an ignorant basic ass bitch, but as sad as it is, $90k will not afford you a 4-year degree with room and board at an average out-of-state public college.

For full disclosure, the gifs were in the article that I copied.

Usually, don't get likes for just sharing an article.

I don't want to mislead anyone.

I don't have the Steve McMahon touch

Quote: (07-17-2015 01:12 PM)scorpion Wrote:  

I honestly would expect the exact same thing to happen to at least 25% of Millennial-aged women (and perhaps I'm being generous there).

Very generous I think. If you gave the average millennial girl $90k and just trusted her to make it last 4 years I'd be shocked if she pulled it off. I'd expect this to happen to around 75% of millennial girls. Hell, a lot of millennial aged men would fuck that up.

Quote: (07-16-2015 11:20 PM)HighSpeed_LowDrag Wrote:  

I hate my generation.

I hate your generation too.

She should have gone to community college. Would have made it to where she would only need about two years worth of a state school to get a degree.

LOL, this wasn't a troll girl, this was real. The parents bailed this slut out, but at least she got a job. Her life is so hard now that she had to find a 15 hour a week job. Listen to the last clip for the recap, her parents think she learned her lesson because she got a job so they covered the short fall. But sounds like she might be turning it around.

In the last clip, the radio host says, we get to talk to the Millennials all Millennials hate

http://thebertshow.com/she-should-have-e...nt-it-all/

To be fair it's very easy to spend $90k in 3 years just on basic living expenses if you live in an expensive city like DC. Your living expenses can easily top $2500 a month if you live in a 1 bedroom apt in DC and you only spend money on rent, insurance, transportation, and groceries. $2500 times 12 months times 3 is $90k.

This is why we have strip clubs. She needs to find one.

Quote:Quote:

how difficult it has been to find a place that will hire her because she has no job history.

College girls have lots so of experience!

What a joke, she could've paid for a full ride to a state or community college, bought a car and a small house off of that.

I've already told my kids that if I'm paying for their university degrees then they're going to the local community college for two years and living at home, then finishing up with two years at the local 4-year school while still living at home. If they want to go somewhere different, they'll have to get an academic or athletic scholarship or otherwise figure out how to pay for it themselves. Except for the Ivy League, Stanford, MIT, or Caltech, it really doesn't matter where your degree is from. I don't know why parents can't get that through their skulls when they drop shit tons of money on their kids like this for a degree.

Honestly, why does someone think that a degree in business administration from Carnegie Mellon is so much more valuable than the same degree from the University of Illinois that it's worth the extra $100 grand that the degree from the former costs? C'mon people. Use the invisible hand of the capitalist consumer.

I am thinking of just pouring their money into a trust and let them have it at 40. I won't tell them about it. See if they can develop skills to survive. I'll parent the fuck out of them, but giving kids shit seems to be a bad idea, the more and more I think about it.

Quote: (04-25-2016 02:39 PM)C-Note Wrote:  

I've already told my kids that if I'm paying for their university degrees then they're going to the local community college for two years and living at home, then finishing up with two years at the local 4-year school while still living at home. If they want to go somewhere different, they'll have to get an academic or athletic scholarship or otherwise figure out how to pay for it themselves. Except for the Ivy League, Stanford, MIT, or Caltech, it really doesn't matter where your degree is from. I don't know why parents can't get that through their skulls when they drop shit tons of money on their kids like this for a degree.

Honestly, why does someone think that a degree in business administration from Carnegie Mellon is so much more valuable than the same degree from the University of Illinois that it's worth the extra $100 grand that the degree from the former costs? C'mon people. Use the invisible hand of the capitalist consumer.

I agree with what you're telling your kids, that makes perfect sense.

The reason people think a fancy name on a degree is worth something is twofold: 1) many of the people that go to those schools come from rich families and so they walk into comfortable jobs after graduating, and 2) from roughly 1950-1980 there was a TON of upward mobility, and from 1980-2000 there was still some social mobility, so it was perhaps possible for middle class or lower middle class individuals to "join the club", so to speak. 1) and 2) combine to create the illusion that these degrees are a worthwhile investment.

Quote: (04-25-2016 02:49 PM)samsamsam Wrote:  

I am thinking of just pouring their money into a trust and let them have it at 40. I won't tell them about it. See if they can develop skills to survive. I'll parent the fuck out of them, but giving kids shit seems to be a bad idea, the more and more I think about it.

Well, my Dad did help fund my college education. After I graduated (and got a good job because of the degree) he had a long period of unemployment so I was able to repay him by helping get him through it with some financial assistance. So, at least in my case, my Dad got a direct return on his investment.

Quote: (04-25-2016 03:07 PM)C-Note Wrote:  

Quote: (04-25-2016 02:49 PM)samsamsam Wrote:  

I am thinking of just pouring their money into a trust and let them have it at 40. I won't tell them about it. See if they can develop skills to survive. I'll parent the fuck out of them, but giving kids shit seems to be a bad idea, the more and more I think about it.

Well, my Dad did help fund my college education. After I graduated (and got a good job because of the degree) he had a long period of unemployment so I was able to repay him by helping get him through it with some financial assistance. So, at least in my case, my Dad got a direct return on his investment.

That's the way it's supposed to work, I think the issue is that most parents today pour money into their kids' education and then the kids never become gainfully employed and thus never give anything back.