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The BEST Credit and Debit Cards for International Travel (Comprehensive List)
12-25-2015, 12:19 PM
Citi Prestige:
No Foreign Transaction fee
Admirals Club lounge access (free drinks, showers, good place to relax, etc.)
$250 airfare credit every calendar year
3x points booked for airfare
50,000 sign up bonus after 3k spend = $800 at American Airlines
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The BEST Credit and Debit Cards for International Travel (Comprehensive List)
12-25-2015, 12:19 PM
[quote][quote='churros' pid='1177721' dateline='1451063311']
Nice thread. Thinking of applying for the Schwab debit card. Any more positive experiences with this?
Yes, got it recently, used in the US and overseas.
They refund atm fees on the first day of the next month.
So far, I believe they refunded all my fees without any issues.
Make sure you tell them in advance if you travel overseas, just like with other debit and credit cards.
I linked it to my main checking account, so now I deposit just enough for the trip + a few hundred dollars for emergencies.
It takes a few days for the deposit to clear.
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The BEST Credit and Debit Cards for International Travel (Comprehensive List)
12-25-2015, 12:22 PM
Pnc also does the same if you have a certain minimum in your account.
A man is only as faithful as his options-Chris Rock
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The BEST Credit and Debit Cards for International Travel (Comprehensive List)
12-25-2015, 01:46 PM
That's interesting Brodiaga. Is there a reason you wouldn't make if your primary account? Just safety?
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The BEST Credit and Debit Cards for International Travel (Comprehensive List)
12-25-2015, 02:23 PM
^yes, just safety. I had money stolen from debit cards before.
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The BEST Credit and Debit Cards for International Travel (Comprehensive List)
12-25-2015, 03:37 PM
^Didn't calculate the exact rate, but it seemed good enough. No additional fees.
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The BEST Credit and Debit Cards for International Travel (Comprehensive List)
12-26-2015, 09:41 PM
I'm not including cards for earning points for travel here, because this seems to be more about cash, and well, I tend to deal with that in the thread I started, but I use the TD Bank card. I've found a decent amount of acceptance of the card in banks in China (which are often not on the same networks as western banks) and they promptly refund all ATM fees as well. I think its also possible to sign and fund these accounts online without visiting a branch (though I went into one to set it up).
I've had good experiences. Need to keep 3,000 USD in the account to be fee free, which isn't a big issue for me typically.
I've referral links for most credit cards, PM me for them & thanks if you use them
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Frequent Travs
Phils SZ China
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The BEST Credit and Debit Cards for International Travel (Comprehensive List)
12-27-2015, 10:02 AM
I'll second the Charles Schwab debit card. It's my primary checking account and I have used it all over the world without any issues
My primary credit card is Capital One Quicksilver. No international fees and 1.5% cashback. As a bonus you'll get 20% back on Uber rides until April 2016. Since I use Uber a lot this is great value.
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The BEST Credit and Debit Cards for International Travel (Comprehensive List)
01-24-2016, 08:02 AM
Anybody got a tip for no-fee credit cards with rewards on groceries?
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The BEST Credit and Debit Cards for International Travel (Comprehensive List)
01-24-2016, 11:36 AM
^
Just signed myself up for the Amex.
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The BEST Credit and Debit Cards for International Travel (Comprehensive List)
01-28-2016, 11:15 PM
Chase is giving away $250 for opening a new debit and savings account. You have to keep the account open for six months. That's almost tempting me away from the Schwab.
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The BEST Credit and Debit Cards for International Travel (Comprehensive List)
01-29-2016, 08:19 AM
^Thanks for the tip. Yeah some of their charges seem a bit dire. $5 flat rate for all withdrawls outside the US.
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The BEST Credit and Debit Cards for International Travel (Comprehensive List)
01-29-2016, 08:43 AM
Credit card: Barclaycard Arrival Plus MasterCard. $89 annual fee, yes. But for 2 miles/$1 spent, it's worth it. No limit on how many miles you can earn. No rotating categories or any stuff like that. No foreign transaction/exchange fees either. And their customer service is really good.
They also have a non-annual fee, 1 mile/$1 spent card. For me and the amount of traveling I do, it's worth the $89 for the double miles.
Debit card: My local bank ATM card. There's a 3% fee, but I usually just take out enough "pocket money" once and am done with it. Pretty much everyone takes credit cards where I travel to (Europe); carrying cash has become a low priority for me, anyway.
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The BEST Credit and Debit Cards for International Travel (Comprehensive List)
01-29-2016, 08:50 PM
Been using Schwab ATM for years now, literally used it with no probs in over 50 countries. Only time it didn't work was when I landed in Medellin once and I assume that's cause Visa has restrictions there cause of the drug trade. All my cards got blocked. Most of the time I don't even tell them where I am traveling and it's not prob. They always refund my ATM fees, there's no foreign transaction fee, and their CS is good. Once my card expired while I was in Asia and they Fedex'd the new one for free.
I also have Fidelity, Cap One High Yield Checking, and Cap One 360 as well as some BofA Cards. Only Fidelity comes close to Schwab as they also refund overseas ATM fees but they charge 1% FTF. The Cap One cards I don't believe refund overseas ATM fees and BofA is trash abroad cause they charge 3% FTF even if you use one of their sister banks in Europe or China, etc.
Cap One is good for CC's as they have no FTF and the cash back can be 1.5% to 2% and they usually have no FTF. I also use Barclays Arrival but will cancel after one year cause of the annual fee. A lot of CC's are starting to go 0% FTF so that is good