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Getting on the Obamacare
07-31-2014, 08:57 PM
My student health insurance is running out soon so I'm looking to get onto Obamacare.
What should I be on the look out for? I'm a healthy guy in his 20s that rarely gets sick and pretty much has never had any sort of serious injury or illness. Throw any tips and hacks you guys have at me.
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Getting on the Obamacare
08-01-2014, 03:58 PM
Depending on the state you live in, you'll have to go to either a state-run healthcare exchange site or the federal-run healthcare exchange site.
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Getting on the Obamacare
08-01-2014, 04:10 PM
While I'm all for everyone having health insurance I often ask myself....
The last time I saw a doctor was 6 years ago and don't do risky stuff. Why the fuck do I need health insurance?
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Getting on the Obamacare
08-01-2014, 06:46 PM
The bronze is the least costly but it's still too much for a healthy man in his 20s. Or you can not have health insurance and pay the 1% tax/penalty (it is supposed to go up every year).
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Getting on the Obamacare
08-01-2014, 08:01 PM
Also, you can stay on your parent's plan until you're 25 y/o, if that applies to you.
The downside of opting to pay the penalty in lieu of insurance is if you have an accident or get sick. You will not be able to then decide to sign up and have those bills retroactively covered.
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Getting on the Obamacare
08-01-2014, 08:12 PM
It's just another angle manufactured by the boomers to get you productive millennials to pay their bills and cost you more.