I too am a little confused at how you get to this point without knowing the answer.
Which is, you can't.
I see these sorts of questions all the times on other forums, like people think there is some sort of magical investment strategy that no one knows about except for a select few, whom are all too happy to give away their golden goose (if it existed).
Bottom line is if you want guaranteed returns, you'll have to be happy with something a little below inflation.
If you want good returns (5%+) then you need to invest on a long time horizon (15 years+).
Which is, you can't.
I see these sorts of questions all the times on other forums, like people think there is some sort of magical investment strategy that no one knows about except for a select few, whom are all too happy to give away their golden goose (if it existed).
Bottom line is if you want guaranteed returns, you'll have to be happy with something a little below inflation.
If you want good returns (5%+) then you need to invest on a long time horizon (15 years+).