anyway, looks like i found some useful info for any that are interested for extended trips.
insuremytrip.com (http://www.insuremytrip.com/) has a search system which lists different short-term insurers based on your state of residence and what you are looking for. useful site.
I am considering HTH Worldwide - they have premiums from $70-$165 for people in their late twenties, with fairly low deductibles (less than $250), and is even lower if you pay the higher end premium. many of these insurers cover non-emergency doctor visits too.
insuremytrip.com (http://www.insuremytrip.com/) has a search system which lists different short-term insurers based on your state of residence and what you are looking for. useful site.
I am considering HTH Worldwide - they have premiums from $70-$165 for people in their late twenties, with fairly low deductibles (less than $250), and is even lower if you pay the higher end premium. many of these insurers cover non-emergency doctor visits too.