Happy new year Guys,
I came across a online advertisement for a laptop at very reasonable price. The online laptop price at the scam website was 30% less than market price.
Against my better judgement; I bought the laptop online from that scam website. As I feared; my money was gone from my credit card and I never received the laptop. It's been more than 2 months.
The scam website where I bought the laptop no longer exists.
Getting money back is easy. I contacted my bank and disputed the transaction. I am hopeful that I will get money back soon.
Now I been thinking on this matter for a while now and have done online research but can't find proper answers. The questions I am trying to find answers are:
1) If scammer got the money and close the online shop; how the bank will recover money? Will bank pay me back from their pockets?
2) In this age and day; is it not very easy to catch these scammers. Scammers need to make website, buy domian, buy hosting, get a bank account and get a payment gateway for website. Opening bank account where scammer will receive money and opening account with Payment gateway provider needs proper identification. So how scammer think he can get away with this scam?
3) To buy domain and hosting for scam website; say scammer used stolen credit card. But once original owner of credit card will report these transactions and bank will cancel these transactions; hosting and domain provider companies will not cancel the domain and hosting?
4) Even if scammer is operating from EE or some African country; scammer still need a payment gateway and a bank account to receive money. How he thinks he can get away with this?
Note to myself: only buy online from reputable shops.
I came across a online advertisement for a laptop at very reasonable price. The online laptop price at the scam website was 30% less than market price.
Against my better judgement; I bought the laptop online from that scam website. As I feared; my money was gone from my credit card and I never received the laptop. It's been more than 2 months.
The scam website where I bought the laptop no longer exists.
Getting money back is easy. I contacted my bank and disputed the transaction. I am hopeful that I will get money back soon.
Now I been thinking on this matter for a while now and have done online research but can't find proper answers. The questions I am trying to find answers are:
1) If scammer got the money and close the online shop; how the bank will recover money? Will bank pay me back from their pockets?
2) In this age and day; is it not very easy to catch these scammers. Scammers need to make website, buy domian, buy hosting, get a bank account and get a payment gateway for website. Opening bank account where scammer will receive money and opening account with Payment gateway provider needs proper identification. So how scammer think he can get away with this scam?
3) To buy domain and hosting for scam website; say scammer used stolen credit card. But once original owner of credit card will report these transactions and bank will cancel these transactions; hosting and domain provider companies will not cancel the domain and hosting?
4) Even if scammer is operating from EE or some African country; scammer still need a payment gateway and a bank account to receive money. How he thinks he can get away with this?
Note to myself: only buy online from reputable shops.