I went to the Philippines for all of my college/university level education and my degree has done well for me. If you are American, you can get your foreign degree checked through SpanTran. They determined that my Philippines degree is the equivalent of a bachelors degree from a regionally accredited university in the US and that got me automatically promoted when I joined the military after graduating. I've also heard good things about Malaysia (they use the British system and teach in English) and a lot of the other foreign students I knew in the Philippines had relatives studying there.
In Ethiopia, all education is in English after 9th grade so you can go there. You can also go to Universidad Francisco MarroquĂn in Guatemala which teaches all classes in English. India has good universities where the language of instruction is English as does Nepal. These are some cheap tuition options where you may not need a loan as long as you can manage to afford your cost of living which, given that these places are all cheap to live in, won't be that high. I lived on $400 a month while I was studying in the Philippines (2010-2014) and that was fine. Other countries like Ethiopia, India, and Nepal may be cheaper to live in than the Philippines.
If you don't mind learning another language, Ukraine puts you through a 1-1.5 year language program before starting regular classes because they are taught in Russian/Ukrainian. Russia is another good option if you don't mind learning Russian because tuition is cheap at public universities, especially in the smaller cities. Mexico, Peru, and Colombia have cheap tuition too and classes there are obviously in Spanish.
https://www.studyinukraine.org
https://studyinrussia.ru/en/
https://studyinmexico.tec.mx
You can maybe get a scholarship at a private university in Korea, Taiwan, or Japan if you learn the language as most scholarships are based on language ability and, of course, most classes at the undergraduate level are taught in the national language. These three countries are significantly more expensive than the others I listed though so I don't recommend them if you can't get a scholarship unless you have some other reason for wanting to study there which is unrelated to saving money.
You might also want to check out the various American universities in other countries such as the American University in Cairo, American University in Bulgaria, American University of Armenia, American University of Afghanistan, RIT of Kosovo, American University in Bosnia and Herzegovina, etc. as the tuition at these universities is usually far cheaper than at universities within the US itself and you may be able to get some kind of financial aid or loan. Make sure that the program you enroll in is accredited.
https://en.wikipedia.org/wiki/List_of_Am...ies_abroad