[Rafa]

Sucks Ally doesn't do free international ATM withdraws.

Just opened an account with them for my savings. Guess I'll keep my Schwab account as well.

[one-two]

For checking accounts, here is a good list, money.cnn.com/2012/05/23/pf/high-yield-checking-accounts/index.htm
I have Lake Michigan Credit Union. They reimburse all my ATM fees and give me $25/month just for using the card. You do have to setup an automatic deposit though, which should not be a problem with most employers.

For credit cards, I have Fidelity AMEX, personal.fidelity.com/products/checking/content/amex_investment_card.shtml
It gives you 2% cash back on all purchases. Most places accept it, for everything else there is LMCU mastercard.

Schwab used to have a 2% cash back visa, but they cancelled it a few years ago. I still keep a checking (visa) account with them because they waive foreign transaction fees. This one is a biggie, if you travel a lot.

[el mechanico]

I thought this thread was going to be about Dash sharing a bank account with his mom.