Quote: (11-26-2018 09:04 AM)bigswingingdick Wrote:
Example of tax optimization. All cases are different so a consultation with tax lawyer and accountant is advised. Don´t think this can be pulled off with primary residences though:
I didn't want to pontificate to OP unless he expressed interest, but he could also put all of this money into a tax-managed mutual fund like VTMFX and make his mortgage payments out of that. There might be some bumps but the expected return over a longer time horizon should fully offset his mortgage payments. At the end of the mortgage term, he has his original principal and his house, plus he enjoyed the mortgage interest deduction. This would be a very conservative form of leverage that requires minimal effort, and when he rolls over to his next property and starts cash flowing this property, he can just roll the automatic payments over with it.
Hidey-ho, RVFerinos!