[Apollo21]

Working as a salaried employee means that you must save as much as you can
and invest that into wealth producing income. Otherwise you will always at the mercy
of your health or your employer if something goes wrong like getting sick, getting laid off
or losing your job.

I see having a job as a temporary solution. Sure poor money management and
choosing the wrong position that does not pay enough can easily cause
you to struggle...especially when you are taking care of a family.

However in today's economy, just because you work 40 hours a week
is no guarantee that you'll get ahead. That's because the whole purpose
of a company is to make money...not provide a livelihood for their employees.

The company is not interested in giving you enough money to pay your bills,
deal with cash emergencies and save for retirement. It's not a priority for them.
They also don't care about the cost of living...it's a non issue.

You have to be willing to change jobs, network, change industries and
work to the point where you can create an income for yourself that is
not dependent on you trading your time for money or some company
deciding your financial future.

Because that is a losing game.