If you have no debt and no short term plans to use this money to buy property or invest in business, put as much as possible in tax advantaged accounts.
I would recommend the bogleheads and mr money mustache forums. Bogleheads is probably better for investment advice. Register there and ask the same questions, including asset allocation and specific funds.
There are ways to pull money from tax advantaged accounts and not pay tax or penalty if you retire early. Many financial independence / early retirement bloggers wrote about this, including Mr Money Mustache and Go Curry Cracker.
Pay attention to management fees, because this is where you can get screwed if your choices are limited. As a general rule, anything more than 50 basis points (0.5%) per year is shit. 5 basis points is very good (for example, S&P500 funds by Vanguard).
How can you invest 50K per year in tax advantaged accounts, though? For a single person, it's normally 18K in 401K, 5K in Roth IRA (unless the income is too high) and something like 3500 in HSA if you have a high deductible health insurance plan. Plus whatever the employer drops in the 401K. It's still less than 50K in total for most people.
I would recommend the bogleheads and mr money mustache forums. Bogleheads is probably better for investment advice. Register there and ask the same questions, including asset allocation and specific funds.
There are ways to pull money from tax advantaged accounts and not pay tax or penalty if you retire early. Many financial independence / early retirement bloggers wrote about this, including Mr Money Mustache and Go Curry Cracker.
Pay attention to management fees, because this is where you can get screwed if your choices are limited. As a general rule, anything more than 50 basis points (0.5%) per year is shit. 5 basis points is very good (for example, S&P500 funds by Vanguard).
How can you invest 50K per year in tax advantaged accounts, though? For a single person, it's normally 18K in 401K, 5K in Roth IRA (unless the income is too high) and something like 3500 in HSA if you have a high deductible health insurance plan. Plus whatever the employer drops in the 401K. It's still less than 50K in total for most people.