I want to thank all you guys for your input. I've been busy with daily life and haven't had the chance to sit down and reply to all your comments. I can tell you that yes, all I've saved into my retirement is 20,000 US. It's not easy being able to tell you that that is all I have saved. It's not something I'm very happy about but it's what I have saved. When I have a moment to sit down and respond to everyone, I will. Again, thanks for the advice you have given me, I truly appreciate it.
TEAM VASECTOMY