[Phoenix]

Probably Australia actually, at that age. If I'd started my twenties again in that place, I'd just have worked like a dog in the most inhospitable places they have, not even bothered to chase girls and have a decent life, spent next to nothing, racked up near 300K, and then left. I'd then still have the other full half of my twenties ready to go, a bank sizable enough that I wouldn't have to think about money for quite a while, and then I'd probably buy a cafe near a beach somewhere in a paradise of my choosing. I don't know which country you're from, but tons of foreigners can and do go to Australia on working holiday visas, a lot of them just to use the country for its proper purpose - exploit the high price index.