Found an inverse correlation between a nation's avg IQ & bank prime lending rate
06-12-2014, 12:32 PM
http://anepigone.blogspot.com/2014/06/ju...stowe.html
![[Image: Map+Commercial+lending+rate+by+country+2012.png]](https://2.bp.blogspot.com/-5IsVPmkIvXU/U4USfjZ1rII/AAAAAAAAE9o/kI5XvxoRfZ8/s1600/Map+Commercial+lending+rate+by+country+2012.png)
![[Image: 1199px-AverageIQ-Map-World.png]](https://upload.wikimedia.org/wikipedia/en/thumb/9/92/AverageIQ-Map-World.png/1199px-AverageIQ-Map-World.png)
Calculated average IQ of indigenous populations from the book Race Differences in Intelligence by Richard Lynn. Lynn's datasets are criticized as being unrepresentative (Heredity April 2004, Volume 92, Number 4, Pages 359-360).[39]
![[Image: IQ.png]](https://1.bp.blogspot.com/_otfwl2zc6Qc/SBzXCta4GQI/AAAAAAAAEZU/Bnx35XeVX9Y/s400/IQ.png)
IQ by country, (green is highest, yellow is second-highest). - See more at: http://mjperry.blogspot.com/2008/05/iq-a...uyKZ8.dpuf
http://mjperry.blogspot.com/2008/05/iq-a...tions.html
Sober, meticulously-marshaled evidence and a quick turn of phrase are simultaneously on display at TWCS. Regarding the latter, M.G. describes the IMF as the "international equivalent of a payday loan place". (One quibble--the payday loan business is actually a fairly profitable one).
The meat of the post spurred me to run some numbers and discover a boringly predictable result. The inverse correlation between a nation's estimated average IQ and its commercial bank prime lending rate--described by the CIA World Factbook as "a simple average of annualized interest rates commercial banks charge on new loans, denominated in the national currency, to their most credit-worthy customers"--is a statistically significant, vigorous .69 (p-value = .0000000000004). Just as the more intelligent the person, the more likely he is to pay back what he owes, so the more intelligent the population, the more reliable they tend to be when it comes to making good on what they've borrowed. It's almost as though the characteristics of a nation have something to do with the characteristics of the people who populate it.
Calculated average IQ of indigenous populations from the book Race Differences in Intelligence by Richard Lynn. Lynn's datasets are criticized as being unrepresentative (Heredity April 2004, Volume 92, Number 4, Pages 359-360).[39]
IQ by country, (green is highest, yellow is second-highest). - See more at: http://mjperry.blogspot.com/2008/05/iq-a...uyKZ8.dpuf
http://mjperry.blogspot.com/2008/05/iq-a...tions.html
Sober, meticulously-marshaled evidence and a quick turn of phrase are simultaneously on display at TWCS. Regarding the latter, M.G. describes the IMF as the "international equivalent of a payday loan place". (One quibble--the payday loan business is actually a fairly profitable one).
The meat of the post spurred me to run some numbers and discover a boringly predictable result. The inverse correlation between a nation's estimated average IQ and its commercial bank prime lending rate--described by the CIA World Factbook as "a simple average of annualized interest rates commercial banks charge on new loans, denominated in the national currency, to their most credit-worthy customers"--is a statistically significant, vigorous .69 (p-value = .0000000000004). Just as the more intelligent the person, the more likely he is to pay back what he owes, so the more intelligent the population, the more reliable they tend to be when it comes to making good on what they've borrowed. It's almost as though the characteristics of a nation have something to do with the characteristics of the people who populate it.