[ElJefe]

As far as property/real estate goes: it's a hassle, and like everything else in life, not risk-free, so don't pretend it is. It also involves a shit-ton more costs than you might otherwise expect, so it can be a bitch of an item on your budget.

Instead of pouring money into a bottomless pitt called a "home", invest in more liquid assets like mutual funds, stocks and bonds (or futures/options). Having the money at your fingertips will make your life easier and more stress-free.

I've gone headfirst into this project, so now I intend to make the most of it, but knowing what I do today, I wouldn't have bothered if I could do it again.