Even if so, that's 40k that a homeless person can't immediately invest into a house, because nobody will give a mortgage to a bum. Hell, I don't know how they get regular savings accounts, aside from simply lying about their address. And it's hard to get a rental without stable income or substantial savings. So you'd still have to stay on the street for a while, albeit temporarily.
$40k/yr is $110/day btw.
$40k/yr is $110/day btw.