[lurker]

Spent most of my 20s traveling around the world. When you've gone broke with no lifeline in a foreign country and still pulled it off it really puts money issues in perspective. I was talking to my uncle about it - he has his shit together with regard to lifestyle and women, and traveled extensively himself in his youth - and described it as 'frontloading my retirement.' Essentially, I have to work longer now to make up the deficit. Worth it? So far, I think so. He agreed.