First off congrats!
I have a relatively good philosophy for myself that works so i'll throw it your way. Others may have better ideas.
If you haven't really done it yet, you should really budget your life down to the last penny to get a sense of where all of your ins and outs are.
For myself, I lead a comfortably frugal lifestyle that affords me extra spending cash at the end of each month which mostly gets banked. I keep a small cushion of cash and then invest the remaining into stocks. I don't have any long or short term debt.
The question is, what do you want? You said lasting legacy so do you want a house(s), artwork, stocks, etc? Beyond the general, "diversify your portfolio" are you looking to settle down or stay mobile?
Give us some life goals and I bet we could factor that in here!
I have a relatively good philosophy for myself that works so i'll throw it your way. Others may have better ideas.
If you haven't really done it yet, you should really budget your life down to the last penny to get a sense of where all of your ins and outs are.
For myself, I lead a comfortably frugal lifestyle that affords me extra spending cash at the end of each month which mostly gets banked. I keep a small cushion of cash and then invest the remaining into stocks. I don't have any long or short term debt.
The question is, what do you want? You said lasting legacy so do you want a house(s), artwork, stocks, etc? Beyond the general, "diversify your portfolio" are you looking to settle down or stay mobile?
Give us some life goals and I bet we could factor that in here!