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Stock Market 2014

Stock Market 2014

Hoping one of you more experienced guys can help me out on this one. It's probably pretty simple to answer so apologies in advance!

I've got a modest sum in an accumulation tracker fund in the UK. The dividend payment date was mid-July. It pays this dividend once a year.

I've had some paperwork through to say that I was due a small dividend payment on this date - but I've received nothing.

The fund I chose had an accumulation or income option (I chose the former).

I thought that any dividend payment would automatically buy me more shares of the fund I was in (as oppose to putting the dividend payment as cash into my bank account).

However - have I misunderstood how accumulation funds work? Does the dividend payment not buy you more shares automatically?

I've tried calling the bank a number of times but their lines are always 'busy'. Great support for investors. If anyone could clarify how these funds work it'd be really appreciated.
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