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A bit off topic, but as the Amex Platinum card has been mentioned...if you are considering this card with a view to gaining access to the airport lounges, it also provides you with very comprehensive travel insurance.

Amex Platinum Card Travel Insurance pdf

Up to $2.5million medical expenses among the highlights.

I recently got an Amex Platinum. When I got the paperwork through in the post I read it was a pleasant surprise - they say all the right things I want to hear. The only downside is that I think there is a limit of 240 days in a 12 month period that counts as a "trip". So if you're on the road more than that you would need to fill in the gaps.
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