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True Passive Income Investments - samsamsam - 04-06-2016

There have been a few threads that spoke about passive income. Some have been about specific situations and others have been theoretical (how much is enough). Some have broken down into debates about what is considered passive (i.e. a few hours a week or no work at all). I consider reviewing stocks once a quarter passive, if their are of the yielding type. Every investment needs some management, but just not hours a week - so that hopefully stops that discussion. Some started by trolls who argued, etc. I am hoping to have a thread that just discusses types of passive income vehicles.

There are some passive investments that are one offs. Meaning that they are not repeatable for others, because you happened to know a guy who needed an investor and it worked out for you.

I was hoping for a list of purse passive investments. Which implies, of course, you have capital to invest. My needs may be changing soon and am hoping even with a little capital, to at least be putting them into something that has some potential. Even if it is a stock with a history of dividend growth.

Some Ideas
-Stocks, reits
- ATMs – there are some people that take the investment and manage the machine and you get reports. Could be interesting, but you lose control but it is passive
- Invest in a business (silent partner) – but loss of control
- Real estate – as discussed it is never as easy as it seems
- P2P lending (nod to Seth_Rose post below)
- Buying notes (nod to renotime post below)

As I look at the list, it is quite small. Wondering if there are other assets that are readily available.

Thanks.

Other Passive Income Threads
thread-43597.html
thread-53390.html
thread-52138.html
thread-33438.html
thread-27083.html

True Passive Income Investments - renotime - 04-06-2016

thread-36296.html

Performing Notes are the most passive investment I can think of. Non performing, not so much.

I recently just started buying wholesale lots from a broker. I'll pay a grand for a lot and he'll ship it to an amazon warehouse and once an order is made amazon sends the item to the buyer. Although that is more of a business than an investment.

True Passive Income Investments - Biz - 04-06-2016

Great Thread Idea.

I'm in Real Estate professionally but don't have the capital to invest in investment property at the moment. My market is extremely high -- #3 in the country.

I've been seriously interested in learning the small cap penny stock investment strategy. It may seem MLM and sketchy to some people but it doesn't to me.

I just started to put in a lot of time studying the stock market and penny stocks so hopefully this works out.. I love analysis so this may be a great thing.

True Passive Income Investments - samsamsam - 04-06-2016

Quote: (04-06-2016 09:54 PM)renotime Wrote:  

thread-36296.html

Performing Notes are the most passive investment I can think of. Non performing, not so much.

I recently just started buying wholesale lots from a broker. I'll pay a grand for a lot and he'll ship it to an amazon warehouse and once an order is made amazon sends the item to the buyer. Although that is more of a business than an investment.

Wholesale lots wouldn't be such a bad venture but it is knowing what to buy, that is what throws me off when I look into buying wholesale lots. I have over the years picked stuff off of Craigslist and flipped for coins but it isn't steady and definitely does not allow for moving out of the country! But it is fun to bargain hunt.

True Passive Income Investments - Seth_Rose - 04-06-2016

A must-read on this subject comes from Financial Samurai:

Quote:Quote:

Ranking The Best Passive Income Investments

...

Below are seven main passive income investments to consider. Each passive income stream will be ranked based on Risk, Return, Feasibility, Liquidity, and Activity. Each criteria will get a score of between 1-10. The higher the score, the better.

A Risk Score of 10 means no risk. A Return Score of 1 means the returns are horrible compared to the risk-free rate. A Feasibility score of 10 means everybody can do it. A Liquidity Score of 1 means it’s very difficult to withdraw your money without a massive penalty. An Activity Score of 10 means you can kick back and do nothing to earn income. To make the ranking as realistic as possible, every score is relative to each other. Furthermore, the return criteria is based off trying to generate $10,000 a year in passive income.

[Image: attachment.jpg30989]   

http://www.financialsamurai.com/ranking-...vestments/


True Passive Income Investments - samsamsam - 04-06-2016

Quote: (04-06-2016 09:56 PM)Biz Wrote:  

Great Thread Idea.

I'm in Real Estate professionally but don't have the capital to invest in investment property at the moment. My market is extremely high -- #3 in the country.

I've been seriously interested in learning the small cap penny stock investment strategy. It may seem MLM and sketchy to some people but it doesn't to me.

I just started to put in a lot of time studying the stock market and penny stocks so hopefully this works out.. I love analysis so this may be a great thing.

Depending what type of RE (Triple Net Commercial National Tenant or run down drug house), it can be rewarding or a pain in the ass. I have tasted both ends (that sounds very nasty [Image: lol.gif]). So I am going to stay away from it, since I am looking to stabilize and bring some more peace into my investments than some of the things I have done over the years.

But great fortunes have been made on RE, I am not trying to say it can't be done. But the guys who really make it had some combination of vision, balls, timing and luck. I have been exposed to such individuals in my past. But when the market moved against them, a lot of them got fucked.

True Passive Income Investments - Biz - 04-06-2016

Quote: (04-06-2016 10:10 PM)samsamsam Wrote:  

Quote: (04-06-2016 09:56 PM)Biz Wrote:  

Great Thread Idea.

I'm in Real Estate professionally but don't have the capital to invest in investment property at the moment. My market is extremely high -- #3 in the country.

I've been seriously interested in learning the small cap penny stock investment strategy. It may seem MLM and sketchy to some people but it doesn't to me.

I just started to put in a lot of time studying the stock market and penny stocks so hopefully this works out.. I love analysis so this may be a great thing.

Depending what type of RE (Triple Net Commercial National Tenant or run down drug house), it can be rewarding or a pain in the ass. I have tasted both ends (that sounds very nasty [Image: lol.gif]). So I am going to stay away from it, since I am looking to stabilize and bring some more peace into my investments than some of the things I have done over the years.

Totally agree.. I have done my homework and I would NEVER invest in a headache. Currently my market is downtown Boston. It's almost priced as high as NYC, it;s totally out of range for the normal person.

I like the idea of 2nd-3rd tier cities to invest in long term.... low investment, higher quality tenant.

True Passive Income Investments - samsamsam - 04-06-2016

Biz, try this post and maybe contact the OP if interested.
thread-45008.html

Man I have a random memory of RVF.

True Passive Income Investments - Biz - 04-06-2016

Quote: (04-06-2016 10:19 PM)samsamsam Wrote:  

Biz, try this post and maybe contact the OP if interested.
thread-45008.html

Man I have a random memory of RVF.

Thanks, I remember my Boston brother. However, the Boston market is ever evolving.

True Passive Income Investments - renotime - 04-06-2016

Quote: (04-06-2016 09:58 PM)samsamsam Wrote:  

Quote: (04-06-2016 09:54 PM)renotime Wrote:  

thread-36296.html

Performing Notes are the most passive investment I can think of. Non performing, not so much.

I recently just started buying wholesale lots from a broker. I'll pay a grand for a lot and he'll ship it to an amazon warehouse and once an order is made amazon sends the item to the buyer. Although that is more of a business than an investment.

Wholesale lots wouldn't be such a bad venture but it is knowing what to buy, that is what throws me off when I look into buying wholesale lots. I have over the years picked stuff off of Craigslist and flipped for coins but it isn't steady and definitely does not allow for moving out of the country! But it is fun to bargain hunt.

The stuff I buy is mainly name brand stuff. So far I have bought bedding, shoes, and women's apparel.

The trick is finding a solid wholesaler. So far into my operation I have dealt with two operators. One guy sold me a lot of March 1st and is just now getting the items to Amazon. His company still has another 30 items or so they have to ship off. I asked for a refund and they said no, so fuck them I won't do business with them again.

The other guy has his shit together. He is able to get the lot to amazon within a week most of the time. He offers name brand stuff for great prices.

So basically all the work I do is look at a manifest and place an order for stuff I like and then tinker with the products in my seller's account.

True Passive Income Investments - username - 04-08-2016

One business/semi-passive investment I was looking at is owning billboards. Typically you buy the billboard and then rent out both sides with quarterly or annual contracts. So for months you just collect the payments on the billboards with no intervention really needed. I've seen some billboards that have had the same client for more than a decade.

Say for example you have a billboard on a highway than has 20,000 cars in either direction per month. That equates to 600,000 cars per month per side. Billboards have a CPM of around $1.50. So 600 times $1.50 would get you $900 per month per side. Most are double sided so that billboard will make about $1,800 per month when fully rented. And since you sign contracts for semi-long term or long term you don't have to do anything for months. And if your billboard is steel the thing will last forever.

So besides buying the billboard, what are the other cost? Well, you may have a small electricity bill, you maybe have a ground lease, perhaps some taxes, insurance and a tiny maintenance fund for fixes like painting. Ground lease would be the big one, can vary between a few hundred dollars per month to a percent of the rental income like 20%.

If I could get 3 billboards that gross $1,800 a month each after expense it would net over $4,000 a month.

True Passive Income Investments - TheFinalEpic - 04-08-2016

There's a lot of ways to passively make money on the internet via building web pages, selling advertising, affiliate offers, designing a product and selling it. Skies the limit.

True Passive Income Investments - samsamsam - 04-08-2016

Quote: (04-08-2016 10:51 PM)TheFinalEpic Wrote:  

There's a lot of ways to passively make money on the internet via building web pages, selling advertising, affiliate offers, designing a product and selling it. Skies the limit.

That requires some actual effort beyond just the initial action. My hope was more for investments that were pretty hands off.

True Passive Income Investments - Lagavulin - 04-09-2016

Penny stocks are not passive income - they can be extremely volatile and make or lose huge percentage gains in a day, hence they need constant monitoring.

Becoming successful will require you to research the company, board of directors, industry, market, technical analysis and various other areas - which is time consuming. To avoid making losses you'll need to buy and sell at appropriate times which requires you to monitor, analyse and understand the company's Regular News Services, and any legislation or news affecting your investment.

Of course you could just try and find company's/projects you like the look of, get in early and wait it out. This approach will be hit and miss though, you need to be engaged to know when to buy and sell, minimise losses and maximise gains.

I would be more inclined to buy penny stocks in a boom market, which we don't have at the moment. No doubt there are still profits to be made but you need time, expertise and a bit of luck on your side.

True Passive Income Investments - britchard - 04-01-2017

I've recently started to think about channeling my money in to passive income streams, so far I have only put a small sum in to a peer-to-peer lending company. Investing in this company is more like buying a bond, as you give them a certain amount and they spread your money out to lots of different borrowers (hence reducing the risk that all your money is lost). Obviously this is at a lower interest rate than I've seen some of the state-side guys get (only around 4%), but hey it beats the interest rates!

So i'm now looking to other avenues for passive income. I think I'll put in some more money to peer-to-peer lending, but probably with a different company that allows you to select who you loan to, rather than creating a pot.

But other than this, what are good passive income streams? I'm young so don't have enough money to invest in property, so the stock market seems the way to go. I know a reasonable amount like what ETFs, forex, index funds and shares are and roughly how you approach them to make money.

True Passive Income Investments - LastKing - 04-03-2017

Dividend stocks. Right now is a great time to buy AAPL. 4 dividend checks a year and the underlying capital will grow in the next 2-5 years guaranteed. Like seriously guaranteed.

Nokia is another good one.

True Passive Income Investments - TheFinalEpic - 04-03-2017

Quote: (04-03-2017 08:02 AM)LastKing Wrote:  

Dividend stocks. Right now is a great time to buy AAPL. 4 dividend checks a year and the underlying capital will grow in the next 2-5 years guaranteed. Like seriously guaranteed.

Nokia is another good one.

"Guaranteed". Stocks do not always appreciate man. Dividend investing should truly be for the dividend because you love the underlying company and want to own it forever. Otherwise, in many situations, your dividend won't cover some of the downward swings. You need to think cash flow: It's like buying a rental property that will continue to spit out cash even if the market pulls back 30%

True Passive Income Investments - Oilrig - 04-03-2017

AAPL is not considered a dividend stock, it only pays out 1.57% dividend. That's considered pretty low.

You want to look at the blue chip stocks that pay out over 4% dividends: GM, ATT, Verizon, BP, Shell. Love seeing the dividend checks from these every quarter.

True Passive Income Investments - britchard - 04-04-2017

Quote: (04-03-2017 09:15 PM)Oilrig Wrote:  

AAPL is not considered a dividend stock, it only pays out 1.57% dividend. That's considered pretty low.

You want to look at the blue chip stocks that pay out over 4% dividends: GM, ATT, Verizon, BP, Shell. Love seeing the dividend checks from these every quarter.

Thanks for the information! I'm assuming that's 4% annually, not every quarter?

True Passive Income Investments - Easy_C - 04-04-2017

If you want something truly "passive" you will want a dividend paying equity. When making debt investments (bonds, CDs, etc) they have a maturity date where you get the principal back and as such are not completely passive.


This means dividend stocks (typically low volatility industries like utilities, some financials, etc), equity investments that are required to dispense earnings as dividends (e.g. REITS), or preferred stock (does not have a voting/control stake, pays a set dividend amount but can be hard to find).

True Passive Income Investments - Kaii - 04-04-2017

Quote: (04-04-2017 11:42 AM)Easy_C Wrote:  

If you want something truly "passive" you will want a dividend paying equity. When making debt investments (bonds, CDs, etc) they have a maturity date where you get the principal back and as such are not completely passive.


This means dividend stocks (typically low volatility industries like utilities, some financials, etc), equity investments that are required to dispense earnings as dividends (e.g. REITS), or preferred stock (does not have a voting/control stake, pays a set dividend amount but can be hard to find).

This is interesting to me as well. Could you expand it a bit? I'm not familiar with dividend stocks at all.

True Passive Income Investments - DJ-Matt - 04-04-2017

I have about $20k that I'd like to invest some of, because in the savings account it only earns $12 a month.

True Passive Income Investments - DimeBait - 04-04-2017

Quote: (04-06-2016 09:54 PM)renotime Wrote:  

thread-36296.html

Performing Notes are the most passive investment I can think of. Non performing, not so much.

I recently just started buying wholesale lots from a broker. I'll pay a grand for a lot and he'll ship it to an amazon warehouse and once an order is made amazon sends the item to the buyer. Although that is more of a business than an investment.

Nice!
Are you mainly buying/selling specif products, or whatever seems profitable? Can you share any other insight on margins?

True Passive Income Investments - britchard - 04-04-2017

But isn't the dividend % tied to the share price rather than tied to the price you paid for it? So you're still relying on the share price to not crash, because then even if you were earning 4% dividends, you would be at a net loss for many years...

True Passive Income Investments - Easy_C - 04-04-2017

Quote: (04-04-2017 01:31 PM)Kaii Wrote:  

Quote: (04-04-2017 11:42 AM)Easy_C Wrote:  

If you want something truly "passive" you will want a dividend paying equity. When making debt investments (bonds, CDs, etc) they have a maturity date where you get the principal back and as such are not completely passive.


This means dividend stocks (typically low volatility industries like utilities, some financials, etc), equity investments that are required to dispense earnings as dividends (e.g. REITS), or preferred stock (does not have a voting/control stake, pays a set dividend amount but can be hard to find).

This is interesting to me as well. Could you expand it a bit? I'm not familiar with dividend stocks at all.

A "dividend stock" refers to common stocks that are known for issuing large, reliable dividends. It's not a hard and fast definition but the characteristics are low price volatility ("beta", or volatility relative to an index), high dividend payouts, and relatively steady earnings. Most commonly these equities are found in utility, power, pure play savings and deposit banks, and other such companies that are low risk cash cows.

Keep in mind that this is all based on historical information. Dividends are almost always OPTIONAL for common stock. In some cases management will have made a formal agreement to pay out a certain amount of dividends or have announced that funds were set aside for dividends, but you aren't going to know that unless you follow the company's press releases or read their most recent annual/quarterly reports.


What constitutes a high dividend payment is relative, but traditionally this means over 5%.


If you want to understand the mechanics of different investment instruments I recommend studying it along the same curriculum that investment advisors have to in order to get registered with a Series 7 license.

Here's one of those videos that explains common stock(what most people think of then they hear "shares")








I also like Motley Fool. Their analysis is great for combining decent financial work with newbie friendly explanations to the point that they've given me ideas for professional investment pitches (one made my school a lot of cash by investing in a discount retailer). Example: https://www.fool.com/investing/2017/03/3...-than.aspx

Also register on Seeking Alpha. There's a lot of people on there who post freelance investment analysis articles, but again many of them are inexperienced/freelance so make sure you read the comments in case anyone is calling them out for being retarded.