[SelfPaid]

I know that my writing is not that effective so I found a sollution of adding Value with out having to write myself by sharing wisdom from other People who I have learned from.

I am just setting myself up for my Moove to Brazil and Organizing my Data and Storing it in my cloud . I found some interresting notes that I would like to share and maybe people can get value out of it especially when you're in the MOB Camp.

I don't know the guy Personaly who wrote it but there is some wisedome to Take out.
_____________________________________________________________
Millionaire Adive
I am the millionaire next door.
I mix with many other millionaires, most you would never recognise.

I own two cars, one is a 12 year old luxury car which I bought 5 years ago for 25% of the original cost. The other is a 5 year old non luxury car.
If I wanted a Ferrari or a Bugatti Veyron, I can afford it. I just dont want the hassle of insurance, scratches, kids dropping food all through it. Nobody stares at me, nobody begs for money, I have no hangers on. I live my life in anonymity. More possessions means more worry about your possessions.

I really don’t want my life complicated by possessions.

If you look rich, people try and take it from you.
Thieves, some poorly chosen friends, businesses, investment advisors. They all come knocking.
I dont have time for them, I am too busy enjoying my life without them.

To fulfill my need for a sports car, I go down to the race track, pay $1000 and go berzerk for a day in someone elses car.

I don’t have a boat, I dont have a holiday house.
I just pay to use someone elses. They are left with the barnacles to scrape off, not me.

Having money gives you the choice to live how you please. Living a simpler life is more desirable, than having a large house with things that break down and need constant maintenance and attention

Once when you are rich enough to buy any status symbol you want, strangely you don’t want it any more. Having less simplifies your life and allows you to focus on the things that matter.
If you are looking for happiness, spend more time with your wife and kids. Dont spend your time acquiring things.

This is why we dont have outrageous houses, or expensive cars.

Once when you get to the point that you can have virtually anything you want, you also realise that you don’t want it anymore.
________________________________________________________________________________​_________
I think this is a Smart approach to live since alot of people forget that they have to take care of the ting's you own.

This is an example: If I want to buy a sunseeker 108 Predator it would cost me between 3 and 5 Million Euros and 10% of that in on going cost not to mention the fuel costs when you actualy go on a Trip.

Renting one would cost me 200.000 Per Week but if I get of the boat the costs is gone and left with owner. Offcourse if you're the owner you can turn you're Liabilitys into assets if you're creative and find renters willing to pay for the experience but if beeing more strees free is you're Goal It's mine anyway renting the things you want when you want them could be a smart idea. It doesen't matter if that means a Car, a Aparment, a Mansion Yacht whatever..think about it.

[Steven Lurkel]

Nice post.

An old-timer once told me, "If it flies, floats, or fucks, RENT it."

Words to live by.

[ABDada]

I also prefer to rent -- in some cases co-share makes a lot of sense (airplane, boat, etc).

The cost analysis for ownership almost always falls to renting making more sense than ownership.

Still, I would not want to be a silent millionaire. It sounds like a schlub's game. Attention from others is part of one's reputation, and reputation leads to power and status.

Power and status leads to meeting more women without any additional work.

[WestCoast]

This is great advice. Only caveat is if you're mega rich. With $100M+ then you can buy all the boats houses etc you want.

Of course this level is unattainable for the masses, so get that fuck you money and lie to all your peers "I make $40K a year". No one will know. It's always better to "lie down" regarding wealth. Men, both beta and alpha, are too insecure to know the truth, so always lie down there is no upside in any man knowing exactly what you are worth. They always try to compare so just make them feel good in he moment.

[SelfPaid]

The funny Things is that no One gives a shit about if you Own you're home, Yacht, Car whatever or Rent it so Even if you have the Money you don't Need to Buy does Things.

For Reputation you can just Invite you're bussines Partners on a Trip or to you're home who Cares if you Rent it or Own it.

The Fact that you're able to Accord to live in a Nice Place Speaks enough about you.

Like a Poster above Said: don't Invest in anything that Mooves Especially when starting Out .

If you're Income and Neworth Takes of Try to Not Rush and Buy alot of fancy Things but choose to Invest that Money First and Pay Things of with you're Casflow dividends, rents ect going in from you're Assets.

When It Comes to Big Toys like boats Yachts ect i would Never spend mir than 10% of my networth on them.

So if I say I want to Own a sunseeker I will Need 10 Times the amount in Networth to Justify the spending.

There is nothing wrong with buying and owning Material Things you just have to make sure you can actualy Afford them and Most People just can't.

They might Look Rich from the outside but are Late on there Credit Card Payments from the Inside.

[SelfPaid]

(11-12-2012 12:25 PM)WestCoast Wrote:  

This is great advice. Only caveat is if you're mega rich. With $100M+ then you can buy all the boats houses etc you want.

Of course this level is unattainable for the masses, so get that fuck you money and lie to all your peers "I make $40K a year". No one will know. It's always better to "lie down" regarding wealth. Men, both beta and alpha, are too insecure to know the truth, so always lie down there is no upside in any man knowing exactly what you are worth. They always try to compare so just make them feel good in he moment.

Great Post West Cost: Sometimes you forgett that making money might not be that easy for other's ase it is for you so Talking about you're 5k day's can put you into a seriouse disadvantage when it comes to connecting with "normal" people I had to learn that the hard way.

Now I am more relaxed and I usualy don't talk about money or business with people I meet or try to help them out when I see solutions to there "problems", since most people don't actualy want a solllution since there "problems" make them feel good strange as that sounds.

I prefer having a good time instead of challenging the believes of people who don't get what I am saying. It's more fun that way

[WestCoast]

There is nothing to be gained by voicing your opinion to deaf ears in person. They will only annoy you and waste more of your time. I will lie through my teeth saying a bar slut is "living in the present" to get the bang, convincing her she's a slut or is shit testing me etc, does not yield sex so it is a game to be played by fools.

Who is more of a man, the person who lost the bang due to voicing his opinion or the guy who sold a dream to get he bang. Real men care about results not about their opinions on life.

Direct relation to money as well, no point in telling people exactly what you make or have. You simply give that hint of info to people who are fixable and will take your advics, lie down to the rest. Much easier to get a read on people when they believe they are "better" than you. Simply see how they react when you lie and say you have "$10K in the bank". Smirk = useless contact. Encouragement = keep phone number.

[Beyond Borders]

(11-12-2012 09:33 AM)SelfPaid Wrote:  

I know that my writing is not that effective so I found a sollution of adding Value with out having to write myself by sharing wisdom from other People who I have learned from.

Awesome post, Man.

By the way, your writing is pretty effective - just try running a spell-check on your posts before you submit them. When you're writing these posts, the text editor on this forum should be automatically underlining your misspelled words with a squiggly red line. So you can easily find them and fix them, and the more you do that the better your English writing skills will get.

Or run them through a spell-check on Microsoft Word. If you don't have Microsoft Word and don't want to buy it, just download the free Word program from OpenOffice.org.

I can tell you have a lot of great thoughts to contribute, and your use of language is fine. Just clean it up a little bit and you'll be good to go.

[Pepini]

There´s only one thing I´ve learned up to now with millionaires: They are cheap fucks and will try to squeeze every litle ounce of cash of others. They are only driven by money. There´s no moral, no ethics, no friendship, no friends, or family. Only the fastest line between them and cash. They are coldblooded fucks. Calculist and manipulative. A family with millions in the bank, living in their home with the heater off, to save money. They were wearing jackets and scarfs inside their house.

They have no shame. They will bargain till the cent. Normally things are cheaper for them. Houses, cars, services, etc, because they have money, people expect to get some, so they lower the prices.

Some more, others less, but all of them use the carrot moove.

http://en.wikipedia.org/wiki/Carrot_and_stick

Like aristotle said, the key for a society is having a strong midle class. That´s one of the reasons I think Obama won.

[SelfPaid]

(11-13-2012 12:01 PM)Pepini Wrote:  

There´s only one thing I´ve learned up to now with millionaires: They are cheap fucks and will try to squeeze every litle ounce of cash of others. They are only driven by money. There´s no moral, no ethics, no friendship, no friends, or family. Only the fastest line between them and cash. They are coldblooded fucks. Calculist and manipulative. A family with millions in the bank, living in their home with the heater off, to save money. They were wearing jackets and scarfs inside their house.

They have no shame. They will bargain till the cent. Normally things are cheaper for them. Houses, cars, services, etc, because they have money, people expect to get some, so they lower the prices.

Some more, others less, but all of them use the carrot moove.

http://en.wikipedia.org/wiki/Carrot_and_stick

Like aristotle said, the key for a society is having a strong midle class. That´s one of the reasons I think Obama won.

Thank you for the compliments, I write True my German Mobile Phone, but I wich auto corrects alot of letters. And I just don't have the nerve or Time to copy and Paste it arround. When I use my Lap Top or Computer ist is easier but now back to the Topic.

I think you have Limited view of Millionaires:
Yes there are alot who save like cracy and hate spending Money but I have Met alot of Millioanires that are realy generouse and happy with there lives offcourse they did what they had to do get succesful and I know.

A friend of my Family build up an Investment Fund Prominenz Safety and Great Returns and misused the Money I don't think he is a Bad Person he is actualy a pretty Kind Guy he just Took Advantage of the greed that Most people have.

I know other People who Created a more Win Win Situation but honestly everybody does what he does Out of Self interest. It's Not realy about Morals what are Morals anyway.

I have Personaly choosen Not to make Money Buy Selling People Garbage Even though they want it. I choose Not to sell anything instead I choose to Provide Things that People Need and get my Rent in return.

I am Not a better Human beeing now but that is just the way I choose to do it. To be honest I am on of the People who Money is Transfered to when People Loose in Trading since 99% Loose and the Money is Transfered to the Top 1% That Winns. That is why the Stock Market actualy exists to Transfer Wealth from the Masses to the Wealthy.

That doesen't mean Wealthy people are Bad they just choose to be smarter with there Money instead of Wasting it and falling for the Hype that Money is Real.

Wealthy People know that Money is an Illusion that pei just believe in what is Real is the House that the Bank just foreclosed the Company, comodities Things that people actualy need and value. Money is just a Medium to get those Things.

Another Thing you have to understand is that there is always a Problem and a Solution Creating Wealth is a Solution for alot of Problems and you can See that in the countrys that are Wealthy like singapore where People still Save and Invest or Even in Monaco.

If you are Wealthy you can contribute to Society Aswel as help Out other's you might create Wealth for you'reself but just in doing that you are of Service to the World and you're Country.

Problems exist where people are Not Wealthy where they are hungry that's why you don't See people in Dubai starting a Revolution like in other islamic countrys why should they if there tummy is fool and they are happy.
So beeing poor and making just enough to get by is the Most selfish Thing you can do because if you're very poor you can't help you'reself other's have to help you and if you just make enough to get by you'reself you can't Invest and Support other's.

That's why alot of Wealthy peopple including myself Pay very lit'le or no Traxes because there are Lot of People benefiting from ouer actions. If you do something the Goverment doesen't Hase to do it.

Imagine no One would by and Rent Real Estate ? No one would Start and Invest in Company's no One would develop Land and Invest in the stockmarket how would the World Look like.

The Goverment would have to do all of that and since the Goverment is actualy Not that competend with Money Ase we can see in this debt crisis the World we live in wouldn't Look as Advanced as it Looks now.

You're right that it is important to have a midle class but it is also Social mobility is important aswell.

If People have the Feeling that they can go from Washing disshes to Self made Millionaires helps to reduce Social unrest. If all that people think the top 1% live of the Expense of the Rest and no on is able to reach that class. That is a Problem .

So what is important is that more and more Lower Class and Middle Class People achieve Millioanire Status and that Shows people that it is Possible to moove up.

That's on of the reasons I choose to work at Low class job's and connecting with People from there since I wanted to know how they think and feel and now I understand where there coming from.

Maybe I am abit naive I don't mind but I believe it doesen't matter where you Start Out with 1 Million in the Bank or 20.000 Minus if you Take responsibility for you're live 100% no matter what you can do better.

That was a Short View in how I See the World and why I do what I do.

But don't be fooled I am Not mother Theresa( that girl was stupid bitch anyway Telling hungry Kids to Look for god instead of giving them Food) I have my Own Self Intrest and do what is best for me.

But I understand that we are all connected in some Level so everybody who get's succesful benefits me that's why I am happy to see people getting Succesful and encourage it as best as I can.

Imagine living in a Soceity where People learn to Provide for themselfes Using there skills and leveraging there Potential ... Imagine 70% of the World beeing Selfemployed, Imagine more Investors more People that Save more People that are happy and fulfiled Less Anger, Less Violence, Less War more love.

That May Sound like utupia to some people but that ar the thinks I Dream about and if I can do what I enjoy doing and improve other peoples Life just a lit'le Bit I am happy to die everyday since my live actualy was worth it.

I Sound like a Capitalist Hippie but Wealth and spirituality ar connected in my Reality So I don't feel Shame and can be honest enough to say what I think and feel.

[SelfPaid]

(11-12-2012 02:29 PM)WestCoast Wrote:  

There is nothing to be gained by voicing your opinion to deaf ears in person. They will only annoy you and waste more of your time. I will lie through my teeth saying a bar slut is "living in the present" to get the bang, convincing her she's a slut or is shit testing me etc, does not yield sex so it is a game to be played by fools.

Who is more of a man, the person who lost the bang due to voicing his opinion or the guy who sold a dream to get he bang. Real men care about results not about their opinions on life.

Direct relation to money as well, no point in telling people exactly what you make or have. You simply give that hint of info to people who are fixable and will take your advics, lie down to the rest. Much easier to get a read on people when they believe they are "better" than you. Simply see how they react when you lie and say you have "$10K in the bank". Smirk = useless contact. Encouragement = keep phone number.

Smart Advice I will implement that the people that Need to know know the Rest I don't give a f---- about.

[bacon]

most millionaires get that way from going against social conceptions. they save and invest wisely. they do not keep up with the jonesess. consider that most nfl nba players go bankrupt 5 years after retirement.

interesting site

http://www.earlyretirementextreme.com

[christpuncher]

ERE was a great site! It's now defunct though. The author of that blog has handed the reins over to Mr Money Mustache Which also has a large forum that covers everything to do with frugality and higher-than-socially-acceptable saving.

[Gringuito]

Pepini, that's not my experience at all. It's hard to build a business and get people to follow you if you're acting that horrible. Maybe that's how trust-fund kids or old money acts. I think it's different if you grow up poor and get better values before you become successful.

(11-13-2012 12:01 PM)Pepini Wrote:  

There´s only one thing I´ve learned up to now with millionaires: They are cheap fucks and will try to squeeze every litle ounce of cash of others. They are only driven by money. There´s no moral, no ethics, no friendship, no friends, or family. Only the fastest line between them and cash. They are coldblooded fucks. Calculist and manipulative. A family with millions in the bank, living in their home with the heater off, to save money. They were wearing jackets and scarfs inside their house.

They have no shame. They will bargain till the cent. Normally things are cheaper for them. Houses, cars, services, etc, because they have money, people expect to get some, so they lower the prices.

Some more, others less, but all of them use the carrot moove.

http://en.wikipedia.org/wiki/Carrot_and_stick

Like aristotle said, the key for a society is having a strong midle class. That´s one of the reasons I think Obama won.

[SelfPaid]

(11-13-2012 10:29 PM)Gringuito Wrote:  

Pepini, that's not my experience at all. It's hard to build a business and get people to follow you if you're acting that horrible. Maybe that's how trust-fund kids or old money acts. I think it's different if you grow up poor and get better values before you become successful.

(11-13-2012 12:01 PM)Pepini Wrote:  

There´s only one thing I´ve learned up to now with millionaires: They are cheap fucks and will try to squeeze every litle ounce of cash of others. They are only driven by money. There´s no moral, no ethics, no friendship, no friends, or family. Only the fastest line between them and cash. They are coldblooded fucks. Calculist and manipulative. A family with millions in the bank, living in their home with the heater off, to save money. They were wearing jackets and scarfs inside their house.

They have no shame. They will bargain till the cent. Normally things are cheaper for them. Houses, cars, services, etc, because they have money, people expect to get some, so they lower the prices.

Some more, others less, but all of them use the carrot moove.

http://en.wikipedia.org/wiki/Carrot_and_stick

Like aristotle said, the key for a society is having a strong midle class. That´s one of the reasons I think Obama won.

That's True you have mor Respeckt and are mor humble if you earned what you Own and went True faillures.

Every Selfmade man I Personaly no is very Chill and relaxed and Fun to be arround. I know a few People comming from mor General Wealth and there it depends the ones with the right Parents ar Down to Earth a Girl that I know is Friendly to me but Treats her Parents like shit.

But that Hase more to do with the Values you are Raised with than with the Money you make or don't make.

Money just magnefice who you realy are so if you're a Jerk and poor winning the lottery will make you a Big Jerk. If you're hardworking smartworking and generouse and achieve Sucess you will Most likely stay that Way.

That's why alot of People still Play the money Game Even if they don't Need to anymore it's just Part of there Life and what they like doing like other People like to watch Soccer I like to make money it's Not about the Money it's about the Art and challenge of making it that's why it's so Fun to me and everyday is a New challenge To make it simpler easier, more automated, and Stress Free plus Using Less Time that's my Passion.

Another Thing you have to remeber if you Start Out Own you're Own you probably Need the help of other People that ar mor succesful than. Ou are since they have the Knowledge, skills, contacts you Need.

If I would have behaved like a stupid lit'le spoiled brat Nobody would be willing to Share there wisdom and Knowledge with me or to give ms acces to People and oppertunities that I have now.

Offcourse now I could say f... You to everybody but that would be a stupid Idea since no matter where you are in live you can always find somebody doing Things better so that's why it is important to learn and Listen from the right People and be open enough to impliment it in you're life.

People that don't do that might get succesful but I don't think they actualy stay succesful Look at Dell VS Apple befor Apple was the Most Valuable Company Michael Dell Thought that Apple will Not realy make it.

But now how does Dell Look like? How does Apple Look like ?

[Screwston]

I don't know anyone with money who tries to show it off or even brings it up. It's always the broke roaches who do that...

[Wreckingball]

That is a great book, buy it, download it, whatever. Just read it!
The introduction and first chapter are some of the most eye opening shit I've ever read.

[xmlenigma]

(11-18-2012 04:23 PM)Wreckingball Wrote:  

That is a great book, buy it, download it, whatever. Just read it!
The introduction and first chapter are some of the most eye opening shit I've ever read.

Which book are you talking about?

[Wreckingball]

(11-19-2012 06:58 AM)xmlenigma Wrote:  

(11-18-2012 04:23 PM)Wreckingball Wrote:  

That is a great book, buy it, download it, whatever. Just read it!
The introduction and first chapter are some of the most eye opening shit I've ever read.

Which book are you talking about?

The millionaire next door

[SelfPaid]

(11-17-2012 11:32 PM)houston Wrote:  

I don't know anyone with money who tries to show it off or even brings it up. It's always the broke roaches who do that...

Alot of people with Wealth are discret, but there are different types. Especially the nouveau riche like to brag about it and tell everbody how much they make.

To be honest I think that everybody goes true that stage until he learns to be more relaxed and stops putting his Wealth in Peoples Faces. I am not a Multi Millionaire but I made this mistake even on this forrum.